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Liverpool landlord licensing 2022: What YOU need to do

What are we doing about it? Here’s our CEO, Nick Stott, to explain… The owners and many of the staff here at Homesure are landlords. We know how impactful licensing is on the finances of landlords, especially at the same time as rising interest rates, minimum energy efficiency (EPC) standards, additional stamp duty, and additional […]

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Affordable housing crisis: why private landlords are the solution, not the problem

According to the Department for Levelling Up, one in five private renters in the UK spend a third of their income on rent. A quarter find it ‘fairly or very difficult’ to afford their rental payments. Those are national statistics. Here in Liverpool, the situation is arguably worse. A shortage of housing in the area, […]

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MEES changes – April 2020

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If you have a let property with an EPC rating of ‘F’ or ‘G’ then you should prepare now for the extension of the regulations to existing tenancies. Landlords should consider the following, in order to protect their assets: Review your property or property portfolios to identify whether or not properties are compliant Consider the […]

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HMO licensing and planning changes

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Proactive HMO landlords able to stay a step ahead of key industry milestones will meet the challenges, that lie ahead this year, in an easier way. So, let’s go through the most significant changes due to affect landlords this year: New tax relief rules Landlords have met with a row of changes in fiscal and […]

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Housing market opinion: July 2019

Couple this with the fall of Countrywide and Purple Bricks, and you’d be forgiven for thinking that the whole property industry – let alone market – is about to implode! The key fact right now is that investment property returns are not what they were Why? I’ll ignore the tax issues for now, as that […]

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Housing market opinion: April 2019

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Firstly, the Brexit debacle continues – without any sort of firm end in sight – which means that these predictions are even more fragile than before. As expected, new instructions to the market (supply) have been few and far between, while keen buyers (demand) have been frantically buying, leading to an increase in prices and […]

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Housing market opinion: January 2019

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In terms of the status of the market, it is a very unique time for the property market in our opinion. Therefore, much of my time so far this year has also been spent assessing the market (or sentiment thereof) to decide on a relevant strategy for 2019. I’m afraid the tiresome Brexit debacle is […]

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New minimum energy performance ratings – 1st April 2018

The full legislation To view the full legislation, click here. The changes in brief Government is introducing a minimum standard of energy efficiency rating (otherwise known as an ‘EPC rating’) Minimum rating is an E (including E!) Comes into force on 1st April 2018 Only applies to currently empty properties, i.e. does not affect those properties that already have a tenant in-situ However, if […]

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Landlord Border Control: Are you ready for Right to Rent?

Political views aside, this is yet another major change in legislation that puts landlords and agents at risk of falling foul of the law. The Law in Summary Check your occupants are allowed to be in the country Retain proof If they’re not allowed to be in the country, you must report this as an […]

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Legislation changes 2015 – updates

All of these issues are important and will affect you directly. Please ensure you read this post. Believe it or not, these changes are positive for serious property investors and landlords. All of these changes mean that professional/serious investors will benefit, and amateurs/speculators will be forced out of the market. Mortgage interest tax relief In […]

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