⚠️ Spotting Scam Emails: What You Need to Know We’ve seen a rise in scam emails lately — and some of them are pretending to be from Nick, our Director. These messages often ask for urgent favours, like transferring money or buying gift cards. They may look real, but they’re 100% fake. 👀 Here’s what […]

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Annual Interest The balance upon which interest is charged is adjusted once each year. Advance The mortgage loan. Annual Percentage Rate (APR) The total charge for the loan including fees interest expressed as a percentage. Applied or Nominal Interest Rate The rate used to calculate the interest due. Arrears Mortgage payments which have not been […]

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