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Fixing a hole where the rain gets in

I’ve learnt to arrange to have repairs fixed immediately these days. Penny-pinching over every little thing costs time and energy. Rather than spending an hour trying to arrange for more quotes (and letting the repair continue to deteriorate, costing more to fix) trying to save £20, just use your normal contractor and get it done. […]

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NALS – “No Agent Loves Sarcasm”

Why does the general public have such a poor perception of agents? Is it because they are often image-conscious, relatively young, and not recognisably qualified? Anyone who has tried to buy, sell, rent, or let a property in the UK has a negative story to tell about an estate or letting agent, and with minimal […]

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Excuses, excuses…

The previously bubbly operative then said she’d have to check with the underwriters and, low and behold, the as yet complete application was rejected immediately. “Why’s that?” I asked. “Erm, a higher fire risk? I dunno really.” This particular lender isn’t publicly owned so I can’t get angry about that, but why are mortgage companies […]

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How to value a property investment at a glance

Every property investment is unique, but what makes them similar is your personal model and what you want out of them. Whether you want a 20% capital gain over 5 years or £200pcm positive cash flow, this is what makes both a commercial investment and a ‘two-up, two-down’ property the same – your end goal. […]

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What would you rather have: a car or a house?

Can’t afford a place to live? Think again! How about this 1-bedroom flat for £8,500? That’d buy you an entry-level Ford Ka, 1 litre. Even if it needed a full rip-out, you couldn’t spend more than £20,000 – a fully refurbished apartment for under £30,000! The rent on a 1-bedroom flat in that area would […]

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