Hi guys, 95% mortgages will be readily available from the high street lenders due to the governments Help to Buy Mortgage Guarantee Scheme. George Osborne outlined details of the scheme on the 23rd July and is as follows: The Chancellor has issued details to lenders of the government’s Help to Buy mortgage guarantee scheme, to […]
Hi All, Owners of property in Spain may be carrying risks that they are unaware of. Spanish property owners may have problems with probate in Spain – do not assume that your UK will is sufficient! If you own property in Spain, or anywhere else abroad, you should undertake to have a will produced that […]
It warns of a major crisis if borrowers don’t react to its “wake-up call”. It is vital that mortgage holders identify the problem early and react quickly, whether by switching mortgage rate or term, or by opening a savings account to build up funds to pay off the loan. That said, it can be difficult […]
And it’s not just me. I’ve come into work to a telephone ringing off the hook and every single viewer has confirmed to say that they’ll be showing up for their viewings. I think it’s clear that people are highly affected by the perceived ‘aspirational’ lifestyle on offer at their new potential home. I wonder […]
Like all serious viewers should, I have booked an entire day off work in order to view houses. As a Letting Agent myself, I offer viewings from 8.30am to 6.30pm Monday to Friday, plus 10am to 4pm on a Saturday, but some ‘serious’ viewers claim that they cannot make any of those times! I am […]
My attitude towards wearing a tie is that, it’s now about how I look but how I perform. If you judge me on my appearance, so be it. I understand that some people think that you should spend time looking ‘smart’ and gelling your hair. However, for every person who expects a dapper agent, another […]
The previously bubbly operative then said she’d have to check with the underwriters and, low and behold, the as yet complete application was rejected immediately. “Why’s that?” I asked. “Erm, a higher fire risk? I dunno really.” This particular lender isn’t publicly owned so I can’t get angry about that, but why are mortgage companies […]
I’m not just saying this because I want there to be more tenants around to rent my houses. I’m not so egotistic or naïve to believe that this blog would have that effect! Today’s world is very different from the one that existed when Margaret Thatcher campaigned to ensure we owned the roofs over our […]
Can’t afford a place to live? Think again! How about this 1-bedroom flat for £8,500? That’d buy you an entry-level Ford Ka, 1 litre. Even if it needed a full rip-out, you couldn’t spend more than £20,000 – a fully refurbished apartment for under £30,000! The rent on a 1-bedroom flat in that area would […]
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